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With a new year fast approaching, it’s time to get financially prepared for 2018. How can you do this? The following are four of my best tips to prepare yourself for a successful 2018!

Conduct a Financial Yearly Review

As the year draws to an end, it is important to reflect on the past year.Money Matters suggests starting by giving yourself a high five and thinking about all the things you did accomplish. What areas did you improve and what goals did you achieve? Now that you reached those goals, are there any things you need to do in the next year to maintain those goals? Next is the not so fun part. Look at what got pushed to the wayside but don’t beat yourself up for going off track. Move into the new year with a renewed commitment. If your stay focused on what you want you will make progress going forward.

Check Your Credit

Bustle writes that you need to learn how to read your credit report before you can work to improve it. Then, target your trouble spots, as several factors can affect your credit (payment history is the most influential factor affecting your score). Sign up for a free credit monitoring system and keep an eye on alerts and updates. The sooner you spot an error on your credit report, the easier it will be to keep it from affecting your credit profile long-term.

Use a Savings App

You know you should be saving consistently, but you just can’t seem to remember to do it. Automating your finances, meaning you set up your funds to be moved from your checking to savings account each month, can help you save without thinking about it explains the Huffington Post. There are plenty of savings apps to choose from heading into 2018. Do your research and decide which is the best fit for you and your needs!

Organize your finances

US News says that if you’re still doing tax planning by throwing receipts in a shoebox, maybe it’s time to improve your process. That could include using online or computer bookkeeping software, automating bill payments or creating a process that enables you to see your income and spending more clearly, such as using a program like Quicken or an online tool like

With 2017 coming to a close, now is the best time to get your finances in order. Before you do anything conduct a review of the last year. Check your credit and pinpoint your trouble areas. Enroll in a savings app and get organized. All of these steps will set you up for financial success in the new year.